Transaction Flow
payment.succeeded
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No credit card required • Start processing in minutes
Optimized for mobile money, reliable delivery, and operational clarity that scales with your business.
Customers pay via STK prompt or USSD. Simple, fast, familiar payment experience.
Multi-layered protection with animated padlocks, real-time verification, and end-to-end encryption.
Support multiple mobile money rails and currencies as you expand across Africa with full Google Maps-style visibility.
Get confirmation events fast, with retry-safe delivery and comprehensive logs.
Clean APIs, predictable errors, and patterns teams can maintain long-term.
Track outcomes and performance with real-time dashboards and exportable reports.
Trusted by 5,000+ businesses across Africa
Join the leading payment platform designed for African businesses
Our streamlined integration process gets you from zero to processing payments in under 10 minutes.
Get your API keys instantly and start testing in our sandbox environment.
Get free API keysNo credit card required • Free testing environment
Sign up and instantly generate your API keys. Configure webhooks in dashboard.
Trigger STK push or USSD flows. Built-in idempotency ensures safe retries.
Get cryptographically signed events with delivery logs for audit trails.
Create payment requests with idempotency keys and receive signed webhooks with delivery logs. Built for teams that want reliability and clarity.
Simple, secure authentication that just works
Safe retries without duplicate transactions
Cryptographically verified event delivery
curl -X POST "https://pay.spotnet.co.ke/api/v1/payment-requests" \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Idempotency-Key: idem_p8RS09IFGfzBR8ti7aDQDEdk" \
-H "Content-Type: application/json" \
-d '{
"type": "stk_push",
"amount": "1250",
"currency": "KES",
"phone": "+2547XXXXXXXX",
"reference": "INV-2026-0001",
"description": "Payment for services",
"callback_url": "https://yourapp.com/callback-link",
"meta": {
"order_id": "ord_456",
"customer_id": "cust_123"
}
}'
Create your account and start integrating. Fast onboarding, secure delivery, clean logs.
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